Reimagine Stop Loss with Flexible Products

For over 35 years, Excess Reinsurance has stood at the forefront of the stop loss marketplace. Our commitment to customization and creative safeguards continuously delivers superior outcomes to our clients and business partners. Ready to reimagine your stop loss experience with solutions that support your needs?

Lean on our longevity, wisdom, and stability to secure the right-fit stop loss coverage tailored to your budget and risk threshold.

Traditional Products

As one of the nation’s largest and longest-standing providers of stop loss insurance, we offer traditional specific and aggregate excess loss insurance to self-funded employers eager to manage risk.

Specific Aggregate
Cap Level-Funded

A simplified, level-funded solution with integrated aggregate accommodation.

Captive Alliance

Deliver the advantages of being in a captive without the standard complexity, cost, or risk.

Controlled Aggregate Protection (CAP)

  • Designed for fully insured or self-funded groups with 25-250 members
  • Lower max costs and reduced claims volatility
  • Improved TPA services and customizable plans

Captive Arrangements

  • Groups experience the positives of being in a captive
  • No overpriced premiums, additional fees, or downside risk
  • Spreads risk to save plans money
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Risk Protection with a Purpose

Gene Therapy Protection

Reduce financial risk surrounding cell and gene therapies by providing stop loss enhancements for specific drugs.

RBP Shield

Integrated stop loss coverage and legal defense protection for self-funded RBP plans.

MEC & MVP

Satisfy ACA employer mandate by providing affordable solutions.

Your Unique Solution Awaits

Excess Reinsurance can build unique solutions based on individual client needs. Ready to find yours?

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