Unique Solutions

Excess Reinsurance creates, underwrites, and administers innovative programs for employers and their advisors across a wide variety of starting points: employers who need to comply with the Affordable Care Act (ACA), school districts and municipalities looking to share risk in a consortium, and employers seeking creative ways to meet local minimum spend ordinances, just to name a few.

We welcome this variety, and offer a staggering range of options in return. Whether you want to form a multiple employer welfare arrangement (MEWA),  share risk through profit sharing arrangements, or address a novel challenge that’s unique to your business or market, Excess Reinsurance has the experience, creativity, and resources you’re looking for.

RBP Shield

One of Excess Reinsurance’s exclusive stop loss solutions is RBP Shield. RBP Shield adds additional stop loss coverage and legal defense protection for the plan and plan participants.

RBP Shield Provides:

  • Extended stop loss coverage for judgments and qualified settlements, even after the end of the policy period.
  • Legal defense for the plan and plan participants.
  • Assistance with RBP plan document wording.
  • Additional documents and support that help establish the best RBP procedures.

Excess Reinsurance offers this innovative product to self-funded RBP plans administered by select TPAs. To qualify, both the TPA and plan must meet certain requirements established by Excess Reinsurance. Because RBP Shield is unique to Excess Reinsurance, it is only available in conjunction with policies underwritten by Excess Reinsurance.

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