Traditional Products
Specific and Aggregate Stop Loss Insurance
Excess Reinsurance offers A-rated traditional specific and
aggregate excess loss insurance to self-funded employers eager to
manage risk. As one of the nation’s largest and longest-standing
providers of stop loss insurance, we have vast experience
customizing solutions to meet a wide variety of scenarios and
starting points, with policies available in all 50 states. Lean on our
longevity, wisdom, and stability in securing right-fit stop loss
coverage tailored to your budget and risk threshold.
CAP Controlled Aggregate Protection
Excess Reinsurance is one of the nation’s largest underwriters of
level-funded aggregate-only insurance. Our standout product,
Controlled Aggregate Protection (CAP) has helped thousands of
clients transition out of the inefficient and opaque fully insured
world. Excess Reinsurance also utilizes this level-funded solution
to offer unique Affordable Care Act (ACA) products as well as
consortium and captive solutions.
MEC and MVP
Thousands of clients comply with the Affordable Care Act (ACA) by establishing minimum essential coverage (MEC) plans and minimum value (MVP) plans. Excess Reinsurance provides level-funded aggregate-only insurance policies to secure these MEC and MVP plans. To accommodate our clients’ diverse needs and objectives, Excess Reinsurance worked with our clients to develop hundreds of options to address the challenges in this space. Our solutions range from basic MEC coverage to more robust MEC Plus plans, from add-on benefits like critical illness coverage and dental coverage to Platinum MVP packages. Describe your exact needs and parameters and let us customize solutions that check every box.