Medical Excess Reinsurance / HMO Reinsurance

Excess Re offers Health Maintenance Organizations (HMO’s) and Insurance Companies a reinsurance product designed to protect their financial stability.  As one of the top providers of Medical Reinsurance for over twenty years, Excess Re has gained a vast knowledge of the risks faced by our clients.   

Excess Reinsurance uses its experience to develop products and offerings that focus on the specific risk profile of each client.  Excess Re utilizes the support of our Care Management Services team as well as our access to National Transplant Networks to provide complete protection and limit and manage the total claims exposure for our Medical Excess clients.

Overlooking River between MountainsProgram Features:

  • Coverage of Commercial, Medicare, Medicaid, and Point of Service members
  • Carrier Rating: A.M. Best “A+”
  • Eligible Services include: Hospital Inpatient & Outpatient, Professional Services, Home Health Care, Rehab, SNF, DME and Pharmaceuticals
  • High Excess Options with or without Average Daily Maximums, including No Limits Coverage
  • Access to our captive insurance company offering unique risk sharing solutions
  • Directed access to Nationwide Centers of Excellence
  • Catastrophic Medical Management Consulting available
  • Commitment to prompt, responsive claims service
  • Continuation of benefits due to HMO Insolvency
  • Conversion coverage in the event that members leave the HMO service area

For underwriting requirements or to find out more information about HMO Reinsurance send an email to Underwriting@excessre.com.

To view a sample standard HMO reinsurance agreement, click here.