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Our Philosophy . . .
Stability, Integrity, Innovation, and Quality Service

 

Since 1989, XS/RE has provided quality, professional underwriting services to administrators and insurers worldwide. We are one of the nation’s longest-standing managing general underwriters and among the most reliable and respected players in the stop loss marketplace.

XS/RE acts as the exclusive underwriting manager for major insurance carriers and as a full service MGU for a select group of third party administrators, benefits consultants, and insurance brokers. In addition to specific and aggregate stop loss, group life and AD&D, and group disability insurance, XS/RE also provides access to superior managed care and off-shore captive management services through our strategic partnerships with Quantum Care, Inc and Argo Capital Group, Ltd.

XS/RE’s philosophy consists of bringing stability, innovation, and quality service to the marketplace. Stability and integrity grow from a long term orientation inherent in all successful insurance operations. We believe in maintaining a consistent approach to underwriting throughout the ups and downs of insurance industry cycles. This consistency in underwriting prevents the financial peaks and valleys that the insured sought to avoid through the purchase of insurance. Our mission is to benefit our clients responsibly over the long run and our underwriting approach reflects this commitment.

Innovation is the vehicle with which we respond to the market's ever changing requirements. XS/RE has always been positioned at the leading edge of our industry. In an environment where the only constant is change, XS/RE consistently anticipates and prepares for this change. We employ a proactive approach in the development of new technology and products to assist you in readily responding to the changing requirements of your customers.

Quality service is the only way to foster a long term business association. Our experienced staff and fully automated facility allows us to quickly and accurately respond to RFP's and to provide reports and information readily upon request. However, our business transcends just underwriting services. When the risk becomes a claim, financial service is of paramount importance. XS/RE is dedicated to following a sale with top quality claims adjudication and financial service at the time of claim.

We look forward to demonstrating our business philosophy through ongoing quality service to your business.

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